Having bad credit is one of the main reasons why small business owners are so often denied small business loans. This is unfortunate, and at times can seem unfair.
From a business owner’s point of view, one’s personal financial history and his/her business are two completely different and separate entities. [...]

California – the state in which gas prices rank 6th highest in the nation; the state that in the first quarter of 2008 held second place in the battle for the highest cost of living, and still, the state that is responsible for 13 percent of the Gross Domestic Product.
With over 3 [...]

The first thing you do after coming up with a business idea is to create a business plan, which can be doing using business plan software, a business plan sample, a business plan template, or by purchasing a how to write a business plan book.  A good business plan gives you guidance and confidence in your [...]

It is a fine summer morning and you are in a happy mood. You have just returned from a long and important overseas business trip and you have attended a number of seminars and exhibitions. As you sit down with a cup of coffee your secretary enters and hands you a stiff piece [...]

With a wide variety of home business opportunities available – both to those who are looking into taking on a second job in order to bring in a little bit of an extra income and to those who are ready to branch off on their own and to go into business for themselves – it [...]

Every journey requires a plan.   It is considered crucial to have a clear image of your goals, this will allow you to be able to take advantage of any unforeseen circumstances. In business, having a plan is not a guarantee that you will be successful, but it is certainly true that not having a [...]

Ilya Bodner is a successful entrepreneur and owner of Initial Underwiting Group, an organization that underwrites business loans for owners that are ready to start up or expand a small business. In a recent interview, Mr. Bodner answered some of the most frequently asked questions that are on the minds of business owners [...]

Here are the Three Deadly Weapons that can wreck the sale of your business. These weapons are based upon experience, discussions with many business owners, and many years of representing businesses in and out of the courtroom.
In selling a business, you can learn how to avoid the three mistakes that will literally cut the [...]

Why Do Traditional Businesses Fail?  Here are a few of the overlooked reasons businesses fail. Wearing too many hats: This is a huge overlooked problem in the world of traditional business and can single handedly destroy a business overnight.   If you are the person handling 2-5 positions within the company, and the [...]

Writing a business plan should be one of your number one priorities as a business owner, whether you have a new business or have one that has been in business for a number of years. A business plan will let you put a focus on your business and enable you to get financial backing [...]